Securities offered through Infinex Investments, Inc. Member FINRA/SIPC.        http://www.finra.org             www.sipc.org

Please Note: Insurance and Investment products offered by Citizens~Union Insurance Agency, LLC and Citizens~Union Financial Services through Infinex Investments, Inc. are not insured by the FDIC or any government agency, are not deposits or other obligations or guarantees of the bank, and are subject to investment risks, including possible loss of the principal amount invested.

Call Paul M. Cloutier
Citizens~Union Financial Services
Located at Citizens~Union Savings Bank
4 South Main Street
Fall River, MA 02721
508-675-4454

You want to talk investments. You may go to Wall Street and get lost. You may go to a broker and get a sales pitch. If you go to Citizens~Union Financial Services, there will be no sales pitch, no one-sided directive and no pressure.

At Citizens~Union Financial Services, we help you define your objectives. We explain the alternatives available to pursue those objectives so you have the freedom to make knowledgeable investment choices. We provide access to a wide range of quality investment products and services including:

Full-Service Stock Trading

• Preferred Stocks
• Common Stocks

Full-Service Bond Trading – which includes a wide variety of fixed income options such as

• Tax-free municipal bonds
• Corporate bonds

Mutual Funds – We provide access to:

• A variety of diversified portfolios of stocks or bonds from which you can choose in order to meet your individual needs.
• Mutual Fund choices may include portfolios of tax-free municipal bond funds, some of which may be exempt from both state and Federal tax.

Annuities

• Fixed Rate – competitive rates on top rated annuities from the best known companies.
• Variable Rate
• Variable – provides a wide variety of investment choices. Many of America’s most highly regarded money managers are offered.

College Savings Tax-Advantaged Plans

• State-sponsored 529 plan: tax exempt college savings programs
• Education Savings Account

Feel the Freedom to maximize your investment portfolio.

Investment products are offered through Infinex Investments, Inc. Member FINRA/SIPC. Annuities are offered through Infinex Insurance Agency of Massachusetts, Inc. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any Bank or Bank affiliate. These products are subject to investment risk, including the possible loss of value.