Mortgages

You want to buy a house.
You want to be a home owner.
You have found the house you want. Or maybe you have the land and you want to build a house.
Perhaps you desire investment property.

What do you do? You apply for a mortgage. A mortgage loan.

There is no better place for this than Citizens-Union Savings Bank, born in 1851. At Citizens-Union, you will get the mortgage you need to buy the house you want.

Our mortgages are priced competitively. Contact us and we can make an appointment that is convenient for you. Our mortgage originators can meet you at the Bank, your office or your home.

Meet our New Bedford area Mortgage Specialists


Meet our Fall River area Mortgage Specialists


Conventional, Fixed Rate and Adjustable Rate Mortgages:

For 1-4 family, owner-occupied dwellings and second homes. These mortgages are written with various terms.


First-Time Homebuyer Mortgages:

Citizens~Union offers affordable housing programs and financing for first-time homebuyers. 
For more information on Massachusetts Homebuyer programs please visit
www.masshousing.com


Bi-Weekly Mortgage:

Designed to save money, mortgage payments are paid every 2 weeks. This rapidly reduces the principal balance and length of term, ultimately saving you money.

Reverse Mortgage:

Available to Massachusetts residents under the auspices of H. O. M. E. , reverse mortgages are designed to help the elderly homeowner remain in his/her home as well as pay needed bills. This type of program enables homeowners to comfortably meet housing and other financial obligations.

Construction Loans:

Whether you are building a new home or remodeling your current home, consider a hassle~free construction loan from Citizens~Union. Construction loans are available for fixed and adjustable rate mortgages and your monthly payment will be “interest only” during the construction process.

Land Loans:

Have you found the perfect piece of land on which to build your new home or vacation home? Then a Citizens~Union land loan may be right for you. What’s more, when you are ready to build your dream home, we’ll provide a $500 credit on your closing costs when you refinance your Citizens~Union land loan to a Citizens~Union construction loan. Call our Mortgage Lending Specialists today at 508-678-7641 and ask about our competitive rates.