By creating a Living Trust while YOU are alive, you can arrange to have all the advantages, as well as some others, of the Trust Under Will. The Bank can continue to manage your assets for you and your family in the event of your disability and incapacity. At your death, the Living Trust continues for your beneficiaries without any "red tape" or the publicity involved when probating of your estate. You retain the right to revoke it at any time; to withdraw assets; to direct and control investments; and to change its provisions and beneficiaries. A living trust can free you of the burden of managing investments and keeping records.