Equity Loans
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You have a particular project in mind, like remodeling your kitchen, adding a garage, or installing a new heating system. Or maybe you are thinking about the purchase of something special like a new car, a piece of fine jewelry or a brand new boat. If so, a Citizens-Union Home Equity Loan may be the answer.
Rates are subject to change without notice.
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| Current Rates |
|
|
Interest Rate |
APR |
Monthly Payments per $1,000 Borrowed |
Number of Payments |
|
Up to 5 years |
6.250% |
6.250% |
$19.45 |
60 |
|
Up to 10 years |
6.500% |
6.500% |
$11.36 |
120 |
|
Up to 15 years |
6.750% |
6.750% |
$8.85 |
180 |
|
1-4 family owner occupied properties. Homeowners insurance will be required. 80% maximum loan to value. |
|
(As of
) |
Unlike a line of credit, Home Equity Loan funds are advanced to you all at once, and a regular repayment schedule is established. With terms up to 15 years available, Citizens-Union can help make your dream a reality.
To apply for the Citizens-Union loan that's right for you, stop by any one of our conveniently located offices. Your request will be handled in a prompt, confidential manner.
Equity Line of Credit
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Money in the bank.
Money you can use when you want and for whatever you want.
Money made available from your Equity Line of Credit.
| Current Rates |
| |
Interest Rate |
APR* |
|
|
4.00% |
4.00% |
|
* Rates may vary monthly. Based on the Prime Rate in effect on
the APR was 4.00% . Maximum APR is 18% for 1 - 4 family owner occupied properties. Homeowners insurance will be required. |
|
(As of
) |
And how do you get this money?
You write a special Citizens-Union Money Reserve check.
With your name on it.
Okay. It sounds great.
It sounds like a dream.
How do you make the dream a reality?
 |
You apply for a Citizens-Union Equity Line of Credit. Subject to credit approval, we assess the value of your home and figure out how much equity you've built through your timely mortgage payments.
You determine how you want to spend the money. Up to $250,000 of it, depending on how much equity you have in your home. Educational expenses? That long-put-off vacation? A boat to cruise the bay? Go for it. We'll be there to help you live your dreams. |
The Citizens-Union Equity Line of Credit - it's the best.
APPLY ONLINE or stop by any one of our conveniently located offices. Your request will be handled in a prompt, confidential manner.
Unsecured Line of Credit
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This is a flexible credit line available up to $5000. You can use your credit line as you need it with your special Money Reserve checks. This credit line can also be used for a variety of purposes. You are charged interest only on the funds advanced to you.
| Current Rates |
| |
Interest Rate |
APR* |
|
|
9.00% |
9.00% |
|
* Your rate may vary up or down depending on the prime rate published in the Wall Street Journal. |
|
(As of
) |
You can apply for the Citizens~Union loan that's right for you, by clicking here to APPLY ONLINE or by stopping by one of our conveniently located offices. Your request will be handled in a prompt, confidential manner.
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