|
Certificates of Deposit (CDs)
Certificates of Deposit earn high interest over a specified period of time. A minimum balance of $500 is required to open the account. You must maintain a minimum balance of $10 in the account each day to obtain the disclosed APY. Interest is compounded monthly and paid monthly. A variety of terms ranging from 30 days up to 5 years is available. The interest rate is based on the term chosen.
Call Citizens-Union's Telephone Banking line 24 hours a day 508-675-4321 or toll free 877-585-4321 for current rates and terms.
There may be a substantial penalty for early withdrawal from term accounts.
Please click here for a printer friendly version of this page.
|
Our
Latest CD Rates (As of
) |
|
Term |
Interest
Rate |
APY |
|
30-90 days |
1.25% |
1.25% |
|
91-181 days |
1.80% |
1.81% |
|
182-272 days |
2.10% |
2.11% |
|
273-364 days |
2.20% |
2.22% |
|
One year |
2.35% |
2.38% |
|
Two years |
2.40% |
2.42% |
|
Three years |
2.85% |
2.89% |
|
Four-Five years |
3.25% |
3.29% |
|
APY = Annual Percentage Yield |
|
Minimum balance to open account is $500.00. Minimum balance to obtain APY is $10.00. Maintenance or activity fees may reduce earnings. A penalty may be imposed for early withdrawals. |
|
