Citizens~Union Savings Bank

            2.85% APY*
    7-MONTH CD SPECIAL

                Get this great rate today with a
              Preferred Now Checking Account!

Call Citizens~Union Savings Bank at 508-678-7641 or visit us at any branch location in Fall River, Somerset, Swansea, Seekonk, New Bedford and Tiverton, RI.

*Minimum opening deposit is $500. Minimum balance to obtain the Annual Percentage Yield (APY) is $10. APY is accurate as of April 7, 2008 and is subject to change. To qualify for this special, you must have or open a Preferred NOW Account and maintain a minimum balance of $5,000 in any combination of Citizens~Union deposit accounts. A penalty may be imposed for early withdrawals. This offer may be withdrawn at any time.